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How to find UPI ID / VPA?

A Virtual Payment Address (VPA) is a unique identifier that helps UPI to track a person's account. Having a UPI ID, linked with a UPI-enabled Bank, enables a user to receive money in his/her bank account without sharing his/her account number or other details.

UPI id or VPA will be in the format < Google Pay: user_name@okhdfcbank (note: not just okhdfc) < user_name@okaxis < name@okicici (note: not okicicibank)

Most UPI apps show your UPI ID on the user dashboard or in the user account section.